The era of the standalone B2C digital lending app fighting a high-burn battle for individual customer acquisition in Africa is hitting a hard structural ceiling. Tala, one of the pioneer forces in emerging-market micro-loans, has confirmed a global reorganization that includes laying off up to 10% of its workforce in Kenya. The restructuring is set … Continue reading Why Tala’s 10% Kenya Layoff Signals a Retreat from the App-First B2C Credit War